Longevity | YESbonds™
50758
page-template,page-template-full_width,page-template-full_width-php,page,page-id-50758,edgt-core-1.2,woocommerce-no-js,ajax_fade,page_not_loaded,,vigor-ver-2.3, vertical_menu_with_scroll,smooth_scroll,wpb-js-composer js-comp-ver-5.6,vc_responsive
 

Creating Wealth

YESbonds™ should pay 250 basis points more than 10-year US Treasury Bonds, but can be constructed so that the interest rate floats up when the life insurance and the growth company loan performs.

 

Here’s how it works:

 

  • A separate SPV issues each YESbond.
  • All Assets are domiciled in Ireland and held by a Trustee. (This is a settlement Industry standard practice).
  • An Industry Standard Practice.
  • About half the bond proceeds are invested into life settlements (typically in twice as much insurance as the bond principal).
  • About one third to one half of the bond proceeds are invested into life settlements (typically in two to three times as much insurance as the bond principal).
  • About a third of the principal is loaned to a selected emerging growth company.
  • After paying fees, the rest of the bond proceeds are invested into High Quality Liquid Assets.
  • A sinking fund retires the principal.

 

We enhance the bond’s yield when the life insurance pool and the emerging growth company-loan perform. The result is “private equity-like upside with investment-grade bond-level safety.”

 

We created YESbonds to fund exciting new companies that represent a significant positive step forward, both economically and for their positive effect on Humanity. We created this vehicle so that investors could have a safer way to stimulate the growth of these companies. Actuarial stress testing by top industry experts confirm that the cash-flow from the insurance contracts should retire the YESbonds even when the emerging company loan and warrants fail to perform.

 

YESbond Investors get 15-Year Investment-grade bonds that can pay up to 250 basis points above 10Year Treasuries, backed by significant Collateral, consisting of:

 

  • Life Settlement Policies
  • Marketable Securities
  • The Sinking Fund
  • Borrower Company Assets

Our Plan is to Issue Many YESbonds

 

Currently, there is a record amount of liquidity. Rates are historically low. Investors are still living in fear from the last recession. They want safety. There’s shortage in growth capital. A gap exists between small angel investors, crowd-funders and the very large VCs. Regulations have forced banks out of the market. So, most growth companies grow organically rather than deal with the existing prohibitive capitalization options. Many lenders are now turning to “Alternative Asset Financing.”

piechart2